Purchase Order Financing

BENEFITS OF RECEIVABLE FINANCING  Monetizes a dormant asset on your Balance Sheet It’s NOT a Loan You are NEVER out of pocket Cash Principal and Interest is paid back by Receivable collection Never worry about having cash available for Payroll or Bills again It is the cheapest Short Term Financing available for a Business 80% […]

AFS is a direct commercial lender who helps borrowers who are unable to qualify for bank financing due to being self-employed, have low credit scores, need to pay off tax liens, etc. A borrower who can’t qualify for a bank loan is the perfect AFS customer because we are more flexible. Though AFS rates are […]

Here are some Benefits of Factoring by looking at an Example Assumptions: $100,000 Invoice paid in 60 Days Assuming it is paid in 60 Days The business has a 7% annual Growth The Present Value of this is $98,844   ($100,000/(1+2.25) .16   (.16= 2 month’s collection period) Present value = Future value / (1+r)n If you […]

Banks are still hesitant to lend to the Small Business community. Why? Banks are increasingly dealing with more regulations and guidelines in lending. While money is still cheap for Banks, the amount of capital they have to maintain and the process and regulations in which they can lend under are also continuing to be more […]