On-Line Term Loan and Line of Credit!
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AFS offers both SBA and traditional Term Loans and Lines of Credit. These programs can be separate or combined to create more liquidity and are perfect for consolidating debt, including those high-interest rates MCAs. While most lenders will look at historical profitability and credit only, AFS will consider your projected cash flows and existing debt to asset loan ratios.
AFS Has the Best Rates and Terms in the Industry!
Term loans: A business term loan offers a lump sum with a fixed term and repayment amount. With each payment, you'll pay the principal and interest.
Business lines of credit: Business lines of credit provide flexibility to your Cash Flow. AFS gets you approved for a revolving line of credit with a maximum limit you can borrow. Similar to credit cards, you’ll be charged interest for the amount of money you draw, not on the maximum limit with no Line fees. You can utilize your Line of Credit to purchase inventory or equipment, invest in marketing or stabilize seasonal sales. Payback what you want and the reuse as you need!
SBA loans are small business loans that are partially guaranteed by the government (the Small Business Administration). AFS can offer SBA or Traditional Term Loans and Lines of Credit