Many clients ask me what is the most important thing for a business to have? Most will say Cash on hand. While having available cash is important, I believe Liquidity is always king. Sometimes Cash is just not enough. Many Business owners do not understand what exactly Liquidity is, nor how to obtain and improve […]
Purchase Order Financing
Make Money by Financing your Receivables
The Benefits : Monetizes a dormant asset (Receivables and Inventory) on your Balance Sheet. You are NEVER out of pocket Cash, as long as you are creating receivables. Principal and Interest is paid back by Receivable collection Never worry about having cash available for Payroll or Bills again It is the cheapest Short-Term Financing available […]
Trade Finance- Receivables/PO and Inventory
Watch Our Video!!! afs-trade-finance
Facts about Factoring
BENEFITS OF RECEIVABLE FINANCING Monetizes a dormant asset on your Balance Sheet It’s NOT a Loan You are NEVER out of pocket Cash Principal and Interest is paid back by Receivable collection Never worry about having cash available for Payroll or Bills again It is the cheapest Short Term Financing available for a Business 80% […]
AFS becomes a Direct Commercial Real Estate Lender
AFS is a direct commercial lender who helps borrowers who are unable to qualify for bank financing due to being self-employed, have low credit scores, need to pay off tax liens, etc. A borrower who can’t qualify for a bank loan is the perfect AFS customer because we are more flexible. Though AFS rates are […]
Benefits of Factoring by looking at an Example
Assumptions: $100,000 Invoice paid in 60 Days Assuming it is paid in 60 Days The business has a 7% annual Growth The Present Value of this is $98,844 ($100,000/(1+2.25) .16 (.16= 2 month’s collection period) Present value = Future value / (1+r)n If you can get an 80% advance rate with 7% return to your […]
Banks are still not lending to Small Business owners
Banks are still hesitant to lend to the Small Business community. Why? Banks are increasingly dealing with more regulations and guidelines in lending. While money is still cheap for Banks, the amount of capital they have to maintain and the process and regulations in which they can lend under are also continuing to be more […]
5 Reasons to Use Purchase Order Financing
Here’s the good news: Your business has just been awarded a lucrative contract. Now for the bad news: Cash flow challenges mean you don’t have the money on hand to purchase the supplies or goods you need to fulfill that contract, add to your own bottom line and grow your business. That leads to the […]