Getting a loan to start a business is one of the hardest financing challenges a new owner faces banks want two years of revenue, collateral, and strong credit before they’ll talk to you.
Alexander Financial Solutions works differently. As a commercial financing advisory firm with 30+ years of experience, we connect new and early-stage businesses with the startup loan programs that traditional banks overlook. On your first call, Bob Alexander reviews your situation and gives you a clear answer. No waiting, no runaround.
What Startup Business Financing Covers
Every program we recommend is built for new businesses, not just established ones
Getting a loan to start a business is one of the hardest financing challenges a new owner faces banks want two years of revenue, collateral, and strong credit before they’ll talk to you.
Alexander Financial Solutions works differently. As a commercial financing advisory firm with 30+ years of experience, we connect new and early-stage businesses with the startup loan programs that traditional banks overlook. On your first call, Bob Alexander reviews your situation and gives you a clear answer. No waiting, no runaround.
How Getting a Startup Business Loan Works
A simple five-step process from first call to funded
Why New Business Owners Choose Alexander Financial Solutions
Experience, transparency, and a real answer on your first call.
We know which programs actually fund startups
Most banks decline new businesses automatically. AFS works with a broad network of bank and non-bank lenders, including SBA-approved lenders who have programs designed for businesses in their first one to three years. We know which doors are open and which ones are not.
Your credit history matters less than you think
Many of our startup business loan programs are based on your business plan, your industry, your personal background, and the strength of the deal, not just a credit score. Even startup business loans for bad credit applicants have viable pathways through AFS.
You get Bob Alexander, not a call center
When you call AFS, you speak directly with Bob. He has 30+ years of commercial financing experience and handles your file personally from first call to funding. You will never be handed off to a junior rep or lost in a queue.
Support for Complex Real Estate Projects
From multi-family property financing to mixed-use property financing, we handle more advanced deal structures that many lenders avoid.
Credit Flexibility When It Matters
If your credit is not perfect, you may still qualify. We offer solutions for investment property loan bad credit scenarios when the property and deal are strong.
Nationwide Real Estate Financing Coverage
We provide investment property financing USA investors rely on, serving clients across all 50 states with consistent advisory support.
What AFS Has Funded
Real deals across industries, including deals that banks first declined.
$3,500,000
Medical Equipment Firm
Iowa
SBA loan, 10-year term at 8.25% for a circa $4 million revenue medical equipment company. A long-term government-backed structure that the client could not access directly through traditional bank channels.
$4,600,000
Sign Language Company
Florida
$2.6 million term loan combined with a $2 million revolving accounts receivable line, a dual-facility structure giving the business both long-term capital and flexible working capital.
What People Are Saying About Us
Frequently Asked Questions