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    • Meet Bob
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  • Financing Programs
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    • Commercial Real Estate Finance
  • Blog
  • FAQs
  • Contact
  • Referral Partners
  • Home
  • About
    • Meet Bob
    • Reviews
  • Financing Programs
    • Term Loans, and Lines of Credit
    • SBA Loans
    • Receivables and Inventory Finance
    • PO and Mobility Finance
    • Equipment Finance
    • Investment Property Real Estate Finance
    • Commercial Real Estate Finance
  • Blog
  • FAQs
  • Contact
  • Referral Partners

Purchase Order Financing & Mobility Funding for Small Businesses USA

Winning a large contract should move your business forward, not hold it back. When cash flow cannot cover supplier costs, payroll, or production, even the best opportunities can stall. With expert purchase order financing, you get the capital needed to pay suppliers, complete orders, and deliver on time without taking on unnecessary risk.
Turn Your Next Order Into Revenue

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$500M+

Financing Obtained

1,500+

Businesses Funded

90% +

Approve rate

Same Call

Decision Guaranteed

You have the order. You have the customer. The only thing missing is cash to start.

Alexander Financial Solutions connects small and mid-size businesses across the USA with purchase order financing programs that pay your supplier upfront so you can fulfill large orders without draining your working capital. Bob Alexander has 30+ years of commercial financing experience and will give you a clear yes or no on your very first call.

Investment Property

What's Included in Our PO Financing Program

Everything covered from supplier payment to project cash flow

Supplier payments made on your behalf we pay your supplier directly so goods get produced and shipped on time

Project-based funding for construction of our Mobility Funding program covers payroll, supplies, and equipment rentals

No requirement to tie funding to invoice factoring in many cases PO financing stands completely on its own

Cash flow scheduling for large projects, we build a detailed funding schedule matched to your project milestones

Support for bonded construction projects contractors with bonded jobs are fully welcome

Works with confirmed contracts and purchase orders as long as you have a PO or signed contract in hand, we can structure a solution

Funding repaid from sale proceeds, once goods are delivered and your customer pays, the facility is settled automatically

No MCA. No hidden fees. No runaround.
AFS is a commercial financing advisor, not a commission-chasing broker. We only recommend programs that genuinely benefit your business.

How Purchase Order Financing Works

A simple 5-step process  from order in hand to profit in pocket 

Cash Term Loans and Line of Credit

Your customer places a confirmed order. You have the PO or signed contract in hand, but you need capital to pay your supplier or cover project startup costs before you get paid.

You receive a confirmed purchase order or contract

Invoice

Contact AFS. Bob Alexander personally reviews your purchase order, your supplier relationship, and the profitability of the transaction. Unlike banks, we focus on the deal quality, not just your financial history. You get a clear answer before you hang up.

We review your deal on the first call

Cash Term Loans and Line of Credit

Once approved, we send payment to your supplier on your behalf. For construction and project-based businesses, we work with you on a detailed cash flow schedule so payroll, materials, and equipment rentals are covered throughout the project.

We pay your supplier directly

Equipment Finance

Your supplier produces and delivers goods to your customer. Your project moves forward. You keep delivery commitments on track and your business relationships intact.

You fulfill the order

Equipment Finance

When your customer pays, the proceeds go to settle the financing. You keep your profit margin. The cycle resets, and you are ready for the next opportunity.

Your customer pays, and the facility is settled

Who Qualifies for PO Financing

Good deals get funded, not just good credit scores
Purchase order financing is approved based on the strength of the transaction, not just your balance sheet. Here is who it works well for:
■ Manufacturers, distributors, resellers, and wholesalers with confirmed customer orders
■ Construction contractors with a signed contract or project PO in hand
■ Businesses with creditworthy customers: the deal quality matters more than your personal credit
■ Startups with limited credit history but a real, fundable purchase order
■ Business owners whose bank said no because of cash flow or balance sheet concerns
■ Companies that need to cover supplier costs, materials, or project payroll before getting paid

No MCA. No hidden fees. No runaround.
AFS is a commercial financing advisor, not a commission-chasing broker. We only recommend programs that genuinely benefit your business.

Why Choose Alexander Financial Solutions

We focus on the deal, not just your credit

PO financing is approved based on the profitability and quality of a single transaction, not your entire financial history. Even businesses with credit challenges can qualify if the deal is solid.

You get an answer on your first call

Bob Alexander personally reviews your situation and gives you a clear yes or no before you hang up. No waiting weeks. No junior underwriters. No runaround.

We handle complex and complicated deals

Bonded construction projects, large manufacturer orders, and multi-state distributors. AFS has worked through complicated funding requests that other lenders turn away. That is what 30 years of experience looks like in practice.

We serve businesses nationwide

AFS serves small and mid-size businesses across all 50 states. Our lender network gives us access to programs built for your market, from Florida to California, New York to Texas.

90%+ approval rate after initial consultation

We do not waste your time. If we take your call, there is a very strong chance we can help. Our 90%+ approval rate after an initial consultation reflects that commitment.

No MCA ever

We are an advisory firm, not a commission-chasing broker. We never recommend Merchant Cash Advances or high-interest short-term products. We recommend what is genuinely right for your business, and if we cannot help you in a way that benefits you, we will tell you.

Commercial Real Estate Finance

Mobility Funding Built for Construction

Project cash flow from start to finish: payroll, materials, equipment rentals covered

If you are in the construction industry, Alexander Financial Solutions offers a specialized program called Mobility Funding. This goes beyond a standard purchase order loan; it is a full project cash flow solution.

What Mobility Funding covers:
Subcontractor and crew payroll throughout the project
Materials and supply purchases as the project progresses
Equipment rentals for the full duration of the project
Project-specific cash flow scheduling from kick-off to completion
Bonded projects are fully supported, no issue

With Mobility Funding in place, you can confidently bid on higher-value projects and negotiate better pricing with suppliers. You know your cash flow is secured. You stop turning down work because of capital constraints.

What People Are Saying About Us

I have 35 years of management experience and Bob is by far not the only financial services professional I have worked with. However, I believe without question he is the best. He blends a strong work ethic with diverse connections and knowledge, and an exceptional focus on solutions. He even adds a personal touch and always expresses humility and concern for his clients.

Mark Darrah
Filled starFilled starFilled starFilled starFilled star

I have known Bob and worked with Bob for the past 2 years.
He is a professional in the financing industry and is able to offer solutions on complicated funding requests.

Carl Simone
Filled starFilled starFilled starFilled starFilled star

Frequently Asked Questions

What is purchase order financing, and how does it work for small businesses? Expand

Purchase order financing is a funding solution where a finance company pays your supplier on your behalf so you can fulfill a confirmed customer order. It is designed for small businesses that have the deal but not the cash to start it. Once your customer pays for the delivered goods, the financing is repaid from those proceeds. You keep your profit margin.

What types of businesses qualify for PO financing? Expand

Manufacturers, distributors, resellers, construction contractors, and wholesalers are the most common users. The key requirement is a confirmed purchase order or signed contract with a creditworthy end customer. Your own credit history matters less than the quality of the transaction itself. Startups with limited credit history can still qualify if the deal is strong.

What is the difference between purchase order financing and invoice factoring? Expand

PO financing pays your supplier BEFORE you fulfill the order; it covers production or project costs upfront. Invoice factoring converts an existing unpaid invoice into cash AFTER you have already delivered. Some businesses use both in sequence: PO financing to fund delivery, then factoring to speed up collection. AFS will advise you on which approach fits your deal on your first call.

Can a startup with no credit history use purchase order financing? Expand

Yes, in many cases. Because PO financing is approved based on the strength of the transaction, not your business financial history, startups with a solid confirmed order and a creditworthy customer can qualify. This makes it one of the more accessible funding options for newer businesses with limited credit.

How much of a purchase order can be financed? Expand

The amount financed depends on the deal size, your supplier costs, and the creditworthiness of your end customer. In many qualifying transactions, AFS can fund a significant portion, sometimes up to 100%, of the cost of goods. Call us and we will review your specific purchase order to give you an accurate picture.

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181 South St Unit B2
Freehold, New Jersey 07728
(866) 751-4999
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